Restaurant insurance from Warrings Insurance Brokers, providing optimum cover for restaurateurs, their staff and their customers
Running a successful restaurant leaves little time for the restaurateur to devote to the unglamorous, but essential, task of arranging business insurance. However, your restaurant business should be fully protected by insurance to minimise the risk of loss if the worst should happen. A fire in the kitchen, food poisoning or a slip by a customer on spilt food; each could cause significant business disruption or substantial financial loss.
Warrings Insurance Brokers offer a competitively priced restaurant insurance policy providing, as standard, a comprehensive range of specifically chosen benefits and protection meeting the needs of most restaurant owners and managers. The standard policy can be tailored to suit the particular requirements of your restaurant business by increasing the levels of cover or adding optional insurance covers.
Warrings are experienced in arranging insurance for restaurants of all types, from gourmet and fine dining to fast food and take-aways, having created a successful brokerage recipe from the ingredients of excellent customer and claims service, a solid understanding of the restaurant trade and an ability to source competitively-priced insurance products.
Restaurant insurance from Warrings includes the following covers as standard, the levels of which may be increased to meet the requirements of your particular restaurant business:
| Property Damage | loss of contents caused by fire or flood |
| Business Interruption | loss of trading profit up to £50,000 |
| Loss of Money | up to £3,000 |
| Personal Assault | on staff up to £10,000 |
| Glass repairs or replacement | up to £2,000 |
| Employers' Liability | injury to employees up to £10,000,000 |
| Public Liability | injury to public up to £2,000,000 |
| Products Liability | injury to the public up to £2,000,000 |
| Deterioration of Refrigerated Stock | up to £1,000 |
| Book Debts | loss of debit balances up to £25,000 |
| Goods in Transit | damage to goods in transit up to £2,000 |
| Loss of Licence | loss in value of business up to £100,000 |
Optional covers include |
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| All risks | wider cover for your machinery & equipment |
| Terrorism | additional cover for loss from act of terrorism |
| Buildings cover | insurance for the restaurant building |
It is important that cover provides adequate protection for your business, your staff and your dining customers. One of our experienced account handlers will be delighted to discuss your requirements with you and to help you to choose the appropriate covers to be included within your restaurant insurance policy.
Contact Warrings on 0844 209 0566 or complete the online enquiry form and one of our professional account managers will be able to assist you with your restaurant insurance arrangements.